{"id":66225,"date":"2025-11-17T22:50:57","date_gmt":"2025-11-18T01:50:57","guid":{"rendered":"https:\/\/todologisticanews.com\/site\/?p=66225"},"modified":"2025-11-17T22:51:06","modified_gmt":"2025-11-18T01:51:06","slug":"paymentology-analiza-las-tendencias-en-latinoamerica","status":"publish","type":"post","link":"https:\/\/todologisticanews.com\/site\/paymentology-analiza-las-tendencias-en-latinoamerica\/","title":{"rendered":"Paymentology analiza las tendencias en Latinoam\u00e9rica"},"content":{"rendered":"\n<p>Paymentology present\u00f3 su an\u00e1lisis sobre la evoluci\u00f3n del ecosistema financiero global en 2025.<br>La compa\u00f1\u00eda destac\u00f3 el papel de tecnolog\u00edas emergentes que impulsan un sistema de pagos m\u00e1s \u00e1gil, seguro y centrado en las personas.<\/p>\n\n\n\n<p>Seg\u00fan la empresa, Latinoam\u00e9rica se consolid\u00f3 como laboratorio de innovaci\u00f3n en inclusi\u00f3n financiera, pagos instant\u00e1neos y nuevos modelos de emisi\u00f3n.<\/p>\n\n\n\n<p>Soluciones como Cards as a Service, tokenizaci\u00f3n y pagos en tiempo real reflejan una industria en transici\u00f3n hacia esquemas m\u00e1s interoperables.<\/p>\n\n\n\n<p>\u201cEn 2025 los ecosistemas dejaron de competir por velocidad para competir por valor\u201d, se\u00f1al\u00f3 Alejandro del R\u00edo, director regional de Paymentology. Afirm\u00f3 que las instituciones que integran seguridad, usabilidad y conectividad en tiempo real lideran la nueva econom\u00eda digital.<\/p>\n\n\n\n<p>El informe, elaborado junto a Audax y Mastercard, proyecta que el mercado global de procesamiento alcanzar\u00e1 US$79 billones en 2029. La demanda de soluciones escalables y seguras impulsa este crecimiento.<\/p>\n\n\n\n<p>La seguridad tuvo un rol central durante 2025. Uno de cada cinco d\u00f3lares del comercio electr\u00f3nico en la regi\u00f3n se pierde por fraude. La tokenizaci\u00f3n, las tarjetas sin n\u00famero y la autenticaci\u00f3n din\u00e1mica elevaron en hasta 3% las tasas de autorizaci\u00f3n.<\/p>\n\n\n\n<h4>Entre las tendencias destacadas por Paymentology figuran:<\/h4>\n\n\n\n<p><strong>PayCredit:<\/strong> integraci\u00f3n de emisi\u00f3n y core de cr\u00e9dito en una arquitectura en la nube que permite productos flexibles.<br>Incluye l\u00edneas revolventes y modelos BNPL, reduciendo la dependencia de sistemas tradicionales.<\/p>\n\n\n\n<p><strong>Stablecoins:<\/strong> crecimiento en pagos transfronterizos gracias a su estabilidad y eficiencia.<br>Se consolidan entre fintechs y emisores regionales.<\/p>\n\n\n\n<p><strong>Cr\u00e9dito digital:<\/strong> modelos de riesgo basados en datos y machine learning mejoran el acceso al cr\u00e9dito y permiten mayor personalizaci\u00f3n.<\/p>\n\n\n\n<p><strong>Pagos instant\u00e1neos:<\/strong> la inmediatez se convierte en est\u00e1ndar y fortalece la competitividad del sistema financiero.<\/p>\n\n\n\n<p><strong>Wallets:<\/strong> las billeteras evolucionan hacia ecosistemas con cr\u00e9dito, ahorro y remesas, ofreciendo experiencias integradas y sin fricciones.<\/p>\n\n\n\n<p><strong>Remesas digitales:<\/strong> la digitalizaci\u00f3n del mercado regional, que supera los US$160.000 millones, potencia inclusi\u00f3n y transparencia.<\/p>\n\n\n\n<p>Del R\u00edo tambi\u00e9n sostuvo que el futuro de los pagos depender\u00e1 de la capacidad de colaboraci\u00f3n entre instituciones. Asegur\u00f3 que un ecosistema m\u00e1s abierto y \u00e1gil ser\u00e1 clave para el desarrollo financiero sostenible de la regi\u00f3n.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong><em>TodologisticaNEWS: Las principales noticias sobre puertos, log\u00edstica, transporte y comercio exterior<\/em><\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n","protected":false},"excerpt":{"rendered":"Paymentology present\u00f3 su an\u00e1lisis sobre la evoluci\u00f3n del ecosistema financiero global en 2025.La compa\u00f1\u00eda destac\u00f3...","protected":false},"author":957,"featured_media":66268,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"episode_type":"audio","audio_file":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","date_recorded":"","explicit":"","block":"","filesize_raw":""},"categories":[10276],"tags":[214,7542,10220,145,13745,246],"yst_prominent_words":[935,7410,4334,9447,3780,1240,6052,1757,3150,974,6559],"series":[],"episode_featured_image":"https:\/\/todologisticanews.com\/site\/wp-content\/uploads\/2025\/11\/Banner_Latinoamerica_17-11-2025.jpg","episode_player_image":"https:\/\/todologisticanews.com\/site\/wp-content\/uploads\/2020\/05\/LOGO-PODCAST.jpeg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"https:\/\/podcasts.apple.com\/uy\/podcast\/todologistica\/id1515118482","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"https:\/\/open.spotify.com\/show\/10D0EeKwuNi9BrB6KSt4px?si=Tn0hRTGJQwW6HqtWKotEZg","label":"Spotify","class":"spotify","icon":"spotify.png"},"stitcher":{"key":"stitcher","url":"","label":"Stitcher","class":"stitcher","icon":"stitcher.png"},"ivoox":{"key":"ivoox","url":"","label":"iVoox","class":"ivoox","icon":"ivoox.png"}},"rssFeedUrl":"https:\/\/todologisticanews.com\/site\/feed\/podcast\/todologistica","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"TTXcT7Tgdb\"><a href=\"https:\/\/todologisticanews.com\/site\/paymentology-analiza-las-tendencias-en-latinoamerica\/\">Paymentology analiza las tendencias en Latinoam\u00e9rica<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/todologisticanews.com\/site\/paymentology-analiza-las-tendencias-en-latinoamerica\/embed\/#?secret=TTXcT7Tgdb\" width=\"500\" height=\"350\" title=\"\u00abPaymentology analiza las tendencias en Latinoam\u00e9rica\u00bb \u2014 TodoLOGISTICA NEWS\" data-secret=\"TTXcT7Tgdb\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/*! This file is auto-generated *\/\n!function(c,d){\"use strict\";var e=!1,o=!1;if(d.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},c.wp.receiveEmbedMessage);else if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(!t);else if(!(t.secret||t.message||t.value));else if(\/[^a-zA-Z0-9]\/.test(t.secret));else{for(var r,s,a,i=d.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),n=d.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),o=new RegExp(\"^https?:$\",\"i\"),l=0;l<n.length;l++)n[l].style.display=\"none\";for(l=0;l<i.length;l++)if(r=i[l],e.source!==r.contentWindow);else{if(r.removeAttribute(\"style\"),\"height\"===t.message){if(1e3<(s=parseInt(t.value,10)))s=1e3;else if(~~s<200)s=200;r.height=s}if(\"link\"===t.message)if(s=d.createElement(\"a\"),a=d.createElement(\"a\"),s.href=r.getAttribute(\"src\"),a.href=t.value,!o.test(a.protocol));else if(a.host===s.host)if(d.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener(\"message\",c.wp.receiveEmbedMessage,!1),d.addEventListener(\"DOMContentLoaded\",t,!1),c.addEventListener(\"load\",t,!1);function t(){if(o);else{o=!0;for(var e,t,r,s=-1!==navigator.appVersion.indexOf(\"MSIE 10\"),a=!!navigator.userAgent.match(\/Trident.*rv:11\\.\/),i=d.querySelectorAll(\"iframe.wp-embedded-content\"),n=0;n<i.length;n++){if(!(r=(t=i[n]).getAttribute(\"data-secret\")))r=Math.random().toString(36).substr(2,10),t.src+=\"#?secret=\"+r,t.setAttribute(\"data-secret\",r);if(s||a)(e=t.cloneNode(!0)).removeAttribute(\"security\"),t.parentNode.replaceChild(e,t);t.contentWindow.postMessage({message:\"ready\",secret:r},\"*\")}}}}(window,document);\n<\/script>\n"},"_links":{"self":[{"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/posts\/66225"}],"collection":[{"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/users\/957"}],"replies":[{"embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/comments?post=66225"}],"version-history":[{"count":2,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/posts\/66225\/revisions"}],"predecessor-version":[{"id":66269,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/posts\/66225\/revisions\/66269"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/media\/66268"}],"wp:attachment":[{"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/media?parent=66225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/categories?post=66225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/tags?post=66225"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/yst_prominent_words?post=66225"},{"taxonomy":"series","embeddable":true,"href":"https:\/\/todologisticanews.com\/site\/wp-json\/wp\/v2\/series?post=66225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}