{"id":19456,"date":"2020-08-04T18:58:23","date_gmt":"2020-08-04T18:58:23","guid":{"rendered":"https:\/\/todologisticanews.com\/site\/?p=19456"},"modified":"2020-08-04T18:58:23","modified_gmt":"2020-08-04T18:58:23","slug":"crowdfunding-una-alternativa-para-quienes-deciden-retirar-su-10-de-las-afp-e-invertir","status":"publish","type":"post","link":"https:\/\/todologisticanews.com\/site\/crowdfunding-una-alternativa-para-quienes-deciden-retirar-su-10-de-las-afp-e-invertir\/","title":{"rendered":"Crowdfunding, una alternativa para quienes deciden retirar su 10% de las AFP e invertir"},"content":{"rendered":"<p style=\"font-weight: 400;\">El retiro del 10% de los fondos previsionales representa una oportunidad para analizar opciones de inversi\u00f3n diferentes a las tradicionales, con excelentes rentabilidades y que, adem\u00e1s, signifique una ayuda para las Pymes. As\u00ed lo asegura Gustavo Anan\u00eda, gerente general de RedCapital.cl \u2013una de las plataformas digitales de inversi\u00f3n m\u00e1s grande de Latinoam\u00e9rica, que otorga financiamiento a la peque\u00f1a y mediana empresa a trav\u00e9s del crowdfunding-.<\/p>\n<p style=\"font-weight: 400;\">Esta firma ha financiado m\u00e1s de\u00a02.000\u00a0Pymes a la fecha, con el apoyo de m\u00e1s de 15 mil inversionistas inscritos, y ha logrado mantener la confianza, bajo la premisa de que los documentos y garant\u00edas de inversi\u00f3n siempre permanecen a nombre de \u00e9stos \u00faltimos.<\/p>\n<p style=\"font-weight: 400;\">Entre los instrumentos de inversi\u00f3n que ofrece RedCapital.cl, est\u00e1 el Factoring. En \u00e9l, los inversionistas, a trav\u00e9s del modelo de crowdfunding, compran facturas, o parte de ellas, emitidas por una Pyme. \u201cEn esta alternativa es muy importante fijarse en qui\u00e9n es el pagador de la factura, ya que finalmente ser\u00e1 la empresa que la pagar\u00e1 y no la Pyme que vendi\u00f3 dicho documento\u201d, recomienda Anan\u00eda. Se trata, adem\u00e1s, de una inversi\u00f3n a corto plazo, solamente de 30 a 90 d\u00edas, por lo tanto, el inversionista mantiene la liquidez y obtiene rentabilidad fija.<\/p>\n<p style=\"font-weight: 400;\">El Leasing es otro de los instrumentos presentes en esta plataforma, donde el inversionista compra una propiedad y obtiene un arriendo por ese inmueble, que corresponde a su rentabilidad. Es una inversi\u00f3n un poco m\u00e1s larga, generalmente entre uno y dos a\u00f1os, siendo muy seguras porque siempre hay una propiedad que queda a nombre del inversionista, por lo tanto, el riesgo de perder el capital invertido es pr\u00e1cticamente cero.\u00a0No obstante, hay menor liquidez.<\/p>\n<p style=\"font-weight: 400;\">Por \u00faltimo, est\u00e1n los cr\u00e9ditos con garant\u00eda inmobiliaria o con aval de una SGR (Sociedad de Garant\u00eda Rec\u00edproca). Anan\u00eda aclara que este \u00faltimo est\u00e1 avalado por un certificado de fianza, y en caso de que la Pyme no pague la deuda, los fondos de la SGR van a cubrir la inversi\u00f3n, con fondos de Corfo.<\/p>\n","protected":false},"excerpt":{"rendered":"El retiro del 10% de los fondos previsionales representa una oportunidad para analizar opciones de...","protected":false},"author":3,"featured_media":19525,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"episode_type":"audio","audio_file":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","date_recorded":"","explicit":"","block":"","filesize_raw":""},"categories":[71],"tags":[270,5925,145],"yst_prominent_words":[5876,5879,765,4316,4759,5881,3246,5877,5880,4756,212,5882,5884,5210,657,5878,5883,5885,2094],"series":[],"episode_featured_image":"https:\/\/todologisticanews.com\/site\/wp-content\/uploads\/2020\/08\/crowdfunding.jpg","episode_player_image":"https:\/\/todologisticanews.com\/site\/wp-content\/uploads\/2020\/05\/LOGO-PODCAST.jpeg","download_link":"","player_link":"","audio_player":false,"episode_data":{"playerMode":"dark","subscribeUrls":{"apple_podcasts":{"key":"apple_podcasts","url":"https:\/\/podcasts.apple.com\/uy\/podcast\/todologistica\/id1515118482","label":"Apple Podcasts","class":"apple_podcasts","icon":"apple-podcasts.png"},"google_podcasts":{"key":"google_podcasts","url":"","label":"Google Podcasts","class":"google_podcasts","icon":"google-podcasts.png"},"spotify":{"key":"spotify","url":"https:\/\/open.spotify.com\/show\/10D0EeKwuNi9BrB6KSt4px?si=Tn0hRTGJQwW6HqtWKotEZg","label":"Spotify","class":"spotify","icon":"spotify.png"},"stitcher":{"key":"stitcher","url":"","label":"Stitcher","class":"stitcher","icon":"stitcher.png"},"ivoox":{"key":"ivoox","url":"","label":"iVoox","class":"ivoox","icon":"ivoox.png"}},"rssFeedUrl":"https:\/\/todologisticanews.com\/site\/feed\/podcast\/todologistica","embedCode":"<blockquote class=\"wp-embedded-content\" data-secret=\"YbOUgPrpST\"><a href=\"https:\/\/todologisticanews.com\/site\/crowdfunding-una-alternativa-para-quienes-deciden-retirar-su-10-de-las-afp-e-invertir\/\">Crowdfunding, una alternativa para quienes deciden retirar su 10% de las AFP e invertir<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/todologisticanews.com\/site\/crowdfunding-una-alternativa-para-quienes-deciden-retirar-su-10-de-las-afp-e-invertir\/embed\/#?secret=YbOUgPrpST\" width=\"500\" height=\"350\" title=\"\u00abCrowdfunding, una alternativa para quienes deciden retirar su 10% de las AFP e invertir\u00bb \u2014 TodoLOGISTICA NEWS\" data-secret=\"YbOUgPrpST\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/*! 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